Home Loan Expert
When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Julie Lapham brings passion and expertise to help you on your mortgage journey, especially with VA, construction and conventional loans..
A Loan Expert by Your Side
NMLS # 292964
I have been very fortunate to have been a loan officer for 15+ years in Missoula. We have seen many changes in the lending process and programs during that time.
Working with an experienced loan officer that understands every aspect of the lending process and available programs is crucial to getting you the best loan available. Having dedicated underwriters and processors also ensures a smooth and efficient process. Purchasing or refinancing a home does not have to be complicated, and I enjoy taking the time to explain all options available to you so you can make the best decisions for you and your family.
I am very proud to be part of the Mann Mortgage team in Missoula and am also licensed as a loan officer in Washington, Idaho and Montana. Working for a LOCAL lender, founded in Kalispell by Don Mann 25+ years ago, and being able to close loans in other states is advantageous to many clients. I look forward to serving you and your mortgage needs for many years to come!
Awards and Recognitions
See what everyone is saying about Julie
4.9/5 Rating | 16K Reviews
Get Started in Less Than
Get pre-qualified with Julie with our online mortgage application. It's simple, fast & secure.
Local Home Loan
Expertise & Service
Our most popular loan options
By far, the most popular type of home loan. Borrow up to 97% of the home’s value. Private mortgage insurance required for down payment of less than 20%.